Home › Gold Rate by City › Gujrat
Updated 22 October 2026 · Source: All-Pakistan Sarafa Association
Gold Rate in Gujrat Today
The gold rate in Gujrat today is Rs434,536 per tola for 24K and Rs372,544 per 10 grams, with 22K at Rs398,325 and 21K at Rs380,219 per tola. Gujrat, between the Chenab and Jhelum rivers, is the main gold market for Gujrat district, including Kharian and Lalamusa.
Gujrat Gold Rate Today by Karat
Gold rate in Gujrat today: Rs434,536 per tola for 24K gold, down Rs900 in the All-Pakistan Sarafa Gems and Jewellers Association (APGJSA) announcement of 21 October 2026. Gujrat jewellers price from this national Sarafa rate, so the base figure is the same as in Karachi or Lahore.
| Karat (hallmark) | Per tola | Per 10 grams | Per gram | Latest change |
|---|---|---|---|---|
| 24K (999) | Rs434,536 | Rs372,544 | Rs37,255 | ▼ Rs900 |
| 22K (916) | Rs398,325 | Rs341,499 | Rs34,150 | ▼ Rs825 |
| 21K (875) | Rs380,219 | Rs325,976 | Rs32,598 | ▼ Rs788 |
| 20K (833) | Rs362,113 | Rs310,453 | Rs31,046 | ▼ Rs750 |
| 18K (750) | Rs325,902 | Rs279,408 | Rs27,941 | ▼ Rs675 |
| 14K (585) | Rs253,479 | Rs217,317 | Rs21,732 | ▼ Rs525 |
Updated 22 October 2026. These are gold-only prices; a jeweller’s bill adds making charges on top.
Gold Price in Gujrat by Masha, Gram and Tola
Jewellers in Gujrat’s older bazaars still weigh small pieces in masha, while bills show grams. One tola equals 12 masha or 11.6638 grams.
| Weight | 24K | 22K | 21K | 18K |
|---|---|---|---|---|
| 1 masha | Rs36,211 | Rs33,194 | Rs31,685 | Rs27,158 |
| 1 gram | Rs37,255 | Rs34,150 | Rs32,598 | Rs27,941 |
| 3 masha | Rs108,634 | Rs99,581 | Rs95,055 | Rs81,476 |
| 5 grams | Rs186,275 | Rs170,752 | Rs162,991 | Rs139,707 |
| 6 masha (half tola) | Rs217,268 | Rs199,162 | Rs190,110 | Rs162,951 |
| 10 grams | Rs372,551 | Rs341,505 | Rs325,982 | Rs279,413 |
| 1 tola | Rs434,536 | Rs398,325 | Rs380,219 | Rs325,902 |
| 2 tola | Rs869,072 | Rs796,649 | Rs760,438 | Rs651,804 |
| 5 tola | Rs2,172,680 | Rs1,991,623 | Rs1,901,095 | Rs1,629,510 |
Work out a Gujrat jeweller’s quote
Gold Markets in Gujrat
Gujrat is known for its fan, furniture and ceramics industries and for families working abroad. Its jewellers are concentrated in:
| Area | What you will find |
|---|---|
| Old city bazaars | Traditional jewellers, karat testing and repairs |
| Main commercial roads | Newer showrooms, including imported and 18K designs |
| Kharian and Lalamusa bazaars | Local markets in the district’s other main towns |
Shop names and charges change over time, so visit at least two jewellers and ask for the gold rate and the making charge as separate figures.
Valuing European 18K Jewellery in Gujrat
Gujrat has one of Pakistan’s largest overseas communities, with many families in Spain, Italy, Greece, Norway and the UK. Jewellery bought in Europe is usually 18 carat, stamped 750, not the 22K or 21K that Pakistani jewellers sell. In Gujrat it is valued at Pakistan’s 18K rate:
| European 18K (750) piece | Gold weight | Value at today’s 18K rate | Cash after 12.5% kat |
|---|---|---|---|
| Light chain or bracelet | 5 g | Rs139,707 | Rs122,243 |
| Necklace or set of bangles | 10 g | Rs279,413 | Rs244,486 |
| Heavier set | 20 g | Rs558,826 | Rs488,973 |
Keep the European receipt and check the 750 stamp. Pieces marked 375 (9 carat) are only 37.5% gold. More on this karat: 18K gold price in Pakistan.
Gold-Backed Loans: How Much Can 1 Tola Raise?
Several Pakistani banks lend against gold jewellery, which many families in Gujrat use for farm, business or wedding expenses instead of selling. Banks value the gold at a karat rate and lend only a share of it (the loan-to-value ratio). For 1 tola of 22K gold today:
| Loan-to-value | Who offers it | Loan on 1 tola of 22K | Loan on 5 tola of 22K |
|---|---|---|---|
| 60% | Conservative lender | Rs238,995 | Rs1,194,974 |
| 70% | Typical bank limit | Rs278,827 | Rs1,394,136 |
| 75% | Upper end | Rs298,744 | Rs1,493,718 |
- Banks test purity and may value the gold slightly below the Sarafa rate.
- If the gold price falls sharply, the bank can ask for more gold or a part-payment.
- Profit (mark-up) rates and limits differ by bank; compare the total cost before borrowing.
- Unlike selling, a loan lets you keep the jewellery, and no kat is deducted.
Selling or Exchanging Gold in Gujrat
When you sell jewellery in Gujrat, the jeweller values it at the day’s rate for its karat and then deducts kat, traditionally 1 ratti per masha (12.5%), for solder, alloy and wear. 24K bars from a recognised dealer are usually bought back without kat.
| You sell | Gold value today | Kat (12.5%) | Cash you receive |
|---|---|---|---|
| 1 tola of 22K | Rs398,325 | − Rs49,791 | Rs348,534 |
| 1 tola of 21K | Rs380,219 | − Rs47,527 | Rs332,692 |
| 3 tola of 22K | Rs1,194,974 | − Rs149,372 | Rs1,045,602 |
| 1 tola 24K bar | Rs434,536 | Usually none | Rs434,536 |
Before selling, compare the cash offer with a gold-backed loan if you only need money for a short time. More on the deduction: what is kat in gold.
Gujrat Gold Rate Trend: Recent Sarafa Rates
Over the last ten Sarafa announcements the 24K rate moved from Rs442,036 to Rs434,536 per tola (down Rs7,500). Each row is an official APGJSA rate, shown next to the world price that day.
| Date | 24K per tola | 22K per tola | Daily change | World gold ($/oz) |
|---|---|---|---|---|
| 21 Oct | Rs434,536 | Rs398,325 | ▼ Rs900 | $4,120 |
| 20 Oct | Rs435,436 | Rs399,150 | ▼ Rs3,600 | $4,129 |
| 19 Oct | Rs439,036 | Rs402,450 | No change | $4,165 |
| 17 Oct | Rs439,036 | Rs402,450 | ▼ Rs1,600 | $4,165 |
| 16 Oct | Rs440,636 | Rs403,916 | ▲ Rs2,800 | $4,181 |
| 15 Oct | Rs437,836 | Rs401,350 | No change | $4,153 |
| 14 Oct | Rs437,836 | Rs401,350 | ▼ Rs3,000 | $4,153 |
| 13 Oct | Rs440,836 | Rs404,100 | ▲ Rs900 | $4,183 |
| 12 Oct | Rs439,936 | Rs403,275 | ▼ Rs2,100 | $4,177 |
| 10 Oct | Rs442,036 | Rs405,200 | ▲ Rs1,100 | $4,195 |
For yearly figures back to 2000, see gold price history in Pakistan.
Gold Rate in Kharian, Lalamusa and Nearby Towns
The same Sarafa base rate applies across Gujrat district and its neighbours:
| Town | District | 24K per tola | 22K per tola | 21K per tola |
|---|---|---|---|---|
| Kharian | Gujrat | Rs434,536 | Rs398,325 | Rs380,219 |
| Lalamusa | Gujrat | Rs434,536 | Rs398,325 | Rs380,219 |
| Jalalpur Jattan | Gujrat | Rs434,536 | Rs398,325 | Rs380,219 |
| Sarai Alamgir | Gujrat | Rs434,536 | Rs398,325 | Rs380,219 |
| Kunjah | Gujrat | Rs434,536 | Rs398,325 | Rs380,219 |
| Mandi Bahauddin | Mandi Bahauddin | Rs434,536 | Rs398,325 | Rs380,219 |
| Wazirabad | Wazirabad | Rs434,536 | Rs398,325 | Rs380,219 |
Before You Buy Gold in Gujrat
- Compare the shop’s gold rate with today’s rate on this page.
- Check the hallmark: 916 for 22K, 875 for 21K, 750 for 18K.
- Ask for the gold rate and making charge as separate items.
- For imported pieces, confirm the karat with a karat meter.
- Agree the kat for future exchange before paying.
- Keep receipts, including those from abroad.
Gold Rate in Gujrat: Frequently Asked Questions
What is the gold rate in Gujrat today?
24K gold is Rs434,536 per tola and Rs372,544 per 10 grams in Gujrat today, based on the APGJSA rate of 21 October 2026.
What is the 22K gold rate in Gujrat?
Rs398,325 per tola today, before making charges.
How is gold from Spain or Italy valued in Gujrat?
It is usually 18K (750) and is valued at Pakistan’s 18K rate, minus kat when you sell.
How much loan can I get on 1 tola of gold?
Typically 60% to 75% of its value, about Rs238,995 to Rs298,744 for 1 tola of 22K today.
Is the gold rate in Kharian and Lalamusa the same as in Gujrat?
Yes. They follow the same national Sarafa rate.
What is the silver rate in Gujrat today?
Silver is Rs6,207 per tola today.
Related Gold Rates and Tools
Rates are for information only and exclude making charges, kat and dealer premiums. Not investment advice. See our disclaimer and methodology. Official daily rate source: All-Pakistan Sarafa Gems and Jewellers Association rates (Business Recorder).