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Updated 13 November 2026 · Source: All-Pakistan Sarafa Association
Gold Rate in Narowal Today
The gold rate in Narowal today is Rs416,536 per tola for 24K and Rs357,112 per 10 grams, with 22K at Rs381,825 and 21K at Rs364,469 per tola. Narowal, between Sialkot and the Indian border in northern Punjab, is the gold market for Shakargarh, Zafarwal and Baddomalhi.
Narowal Gold Rate Today by Karat
Gold rate in Narowal today: Rs416,536 per tola for 24K gold, down Rs10,900 in the All-Pakistan Sarafa Gems and Jewellers Association (APGJSA) announcement of 12 November 2026. Narowal jewellers price from this national Sarafa rate, so the base figure is the same as in Karachi or Lahore.
| Karat (hallmark) | Per tola | Per 10 grams | Per gram | Latest change |
|---|---|---|---|---|
| 24K (999) | Rs416,536 | Rs357,112 | Rs35,712 | ▼ Rs10,900 |
| 22K (916) | Rs381,825 | Rs327,353 | Rs32,736 | ▼ Rs9,993 |
| 21K (875) | Rs364,469 | Rs312,473 | Rs31,248 | ▼ Rs9,534 |
| 20K (833) | Rs347,113 | Rs297,593 | Rs29,760 | ▼ Rs9,082 |
| 18K (750) | Rs312,402 | Rs267,834 | Rs26,784 | ▼ Rs8,175 |
| 14K (585) | Rs242,979 | Rs208,315 | Rs20,832 | ▼ Rs6357 |
Updated 13 November 2026. These are gold-only prices; a jeweller’s bill adds making charges on top.
Gold Price in Narowal by Masha, Gram and Tola
Narowal jewellers bill in grams, while jhumkay, rings and nose pins are still often described in masha or ratti. One tola equals 12 masha or 11.6638 grams.
| Weight | 24K | 22K | 21K | 18K |
|---|---|---|---|---|
| 1 masha | Rs34,712 | Rs31,482 | Rs30,372 | Rs25,759 |
| 1 gram | Rs35,712 | Rs32,736 | Rs31,248 | Rs26,784 |
| 3 masha | Rs104,134 | Rs95,456 | Rs91,118 | Rs77,275 |
| 5 grams | Rs176,673 | Rs161,950 | Rs154,589 | Rs132,504 |
| 6 masha (half tola) | Rs208,268 | Rs190,912 | Rs180,309 | Rs156,201 |
| 10 grams | Rs353,346 | Rs323,900 | Rs309,177 | Rs265,010 |
| 1 tola | Rs416,536 | Rs381,825 | Rs364,469 | Rs312,402 |
| 2 tola | Rs833,072 | Rs763,650 | Rs728,938 | Rs624,804 |
| 5 tola | Rs2,082,680 | Rs1,909,124 | Rs1,822,345 | Rs1,562,010 |
Work out a Narowal jeweller’s quote
Gold Markets in Narowal
Narowal district borders India to the north and east, and is known for the Gurdwara Darbar Sahib at Kartarpur and as the home district of the poet Faiz Ahmed Faiz. Its jewellers are concentrated in:
| Area | What you will find |
|---|---|
| Main bazaar and the old city | Traditional jewellers, karat testing and repairs |
| Main roads and commercial areas | Newer showrooms with ready-made designs |
| Shakargarh and Zafarwal bazaars | Busy local markets for the rest of the district |
Shop names and charges change over time, so visit at least two jewellers and ask for the gold rate and the making charge as separate figures.
Recording Jahez Gold: A Sample List Valued at Today’s Rate
Gold is usually the most valuable part of a bride’s jahez in Narowal, yet many families never write down what was given. A simple list with weights and karat protects the bride and makes later resale or exchange easier. Here is a typical 22K jahez set valued at today’s rate:
| Piece | Weight | Karat | Value today |
|---|---|---|---|
| Bridal necklace set (haar) | 3 tola | 22K | Rs1,145,474 |
| Bangles (churiyan), set of 4 | 2 tola | 22K | Rs763,649 |
| Earrings (jhumkay) | 0.75 tola | 22K | Rs286,368 |
| Two rings | 0.5 tola | 22K | Rs190,912 |
| Nose pin and locket | 0.25 tola | 22K | Rs95,456 |
| Total | 6.5 tola | 22K | Rs2,481,860 |
- Whose gold it is: under the Dowry and Bridal Gifts (Restriction) Act 1976, property given as dowry belongs to the bride.
- What to write: each piece, its net gold weight, karat, the shop’s name and the date, signed by both families and two witnesses.
- Keep proof: attach receipts and clear photos; a list like this is the main evidence if the jahez ever has to be recovered through a family court.
- Coming change: the Supreme Court has recommended adding a dowry column to the nikah nama; until that is adopted, a separate signed list is the safest record.
If the jahez were sold rather than kept, a 12.5% kat would cut the value above to about Rs2,171,628.
Exchanging Old Jewellery for New: A Worked Bill
Many Narowal families trade old pieces for new designs instead of paying fully in cash. The jeweller credits the old gold at today’s rate for its karat, deducts kat, and charges the new piece in full with its making charge. For example, swapping 2 tola of old 21K bangles for a new 2 tola 22K set:
| Step | Amount |
|---|---|
| Old 21K gold, 2 tola, at today’s 21K rate | Rs728,938 |
| Less kat on old gold (10%) | Rs-72,894 |
| Credit for old gold | Rs656,044 |
| New 22K set, 2 tola, at today’s 22K rate | Rs763,649 |
| Making charge on new set (12%) | Rs91,638 |
| New set total | Rs855,287 |
| You pay | Rs199,243 |
- Ask whether the shop deducts less kat on an exchange than on a cash sale; many do, and the difference can be several thousand rupees per tola.
- Have the old gold tested first: 21K credited as 20K costs you about Rs35,000 on 2 tola at today’s rate.
- Make sure the new piece’s weight is net gold, without stones or lac, before the making charge is applied.
- Exchanging at the same shop where you bought the old piece, with its receipt, usually gets the best terms.
Selling or Exchanging Gold in Narowal
When you sell jewellery in Narowal, the jeweller values it at the day’s rate for its karat and then deducts kat, traditionally 1 ratti per masha (12.5%), for solder, alloy and wear. 24K bars from a recognised dealer are usually bought back without kat.
| You sell | Gold value today | Kat (12.5%) | Cash you receive |
|---|---|---|---|
| 1 tola of 22K | Rs381,825 | − Rs47,224 | Rs330,567 |
| 1 tola of 21K | Rs364,469 | − Rs45,077 | Rs315,542 |
| 3 tola of 22K | Rs1,145,474 | − Rs141,672 | Rs991,702 |
| 1 tola 24K bar | Rs416,536 | Usually none | Rs416,536 |
Many jewellers deduct less when you exchange old gold for new pieces than when you sell for cash, so ask for both figures. More on the deduction: what is kat in gold.
Narowal Gold Rate Trend: Recent Sarafa Rates
Over the last ten Sarafa announcements the 24K rate moved from Rs412,136 to Rs416,536 per tola (up Rs4,400). Each row is an official APGJSA rate, shown next to the world price that day.
| Date | 24K per tola | 22K per tola | Daily change | World gold ($/oz) |
|---|---|---|---|---|
| 12 Nov | Rs416,536 | Rs381,825 | ▼ Rs10,900 | $3,940 |
| 11 Nov | Rs427,436 | Rs391,816 | ▼ Rs3,400 | $4,049 |
| 10 Nov | Rs430,836 | Rs394,933 | ▼ Rs1,500 | $4,083 |
| 9 Nov | Rs432,336 | Rs396,308 | ▲ Rs3,200 | $4,098 |
| 7 Nov | Rs429,136 | Rs393,375 | No change | $4,066 |
| 6 Nov | Rs429,136 | Rs393,375 | ▼ Rs6,500 | $4,066 |
| 5 Nov | Rs435,636 | Rs399,333 | ▲ Rs9,600 | $4,131 |
| 4 Nov | Rs426,036 | Rs390,533 | ▲ Rs13,900 | $4,035 |
| 3 Nov | Rs412,136 | Rs377,791 | No change | $3,896 |
| 2 Nov | Rs412,136 | Rs377,791 | ▲ Rs2,400 | $3,896 |
For yearly figures back to 2000, see gold price history in Pakistan.
Gold Rate in Shakargarh, Zafarwal and Nearby Towns
Narowal district and nearby towns follow the same Sarafa base rate:
| Town | District | 24K per tola | 22K per tola | 21K per tola |
|---|---|---|---|---|
| Shakargarh | Narowal | Rs416,536 | Rs381,825 | Rs364,469 |
| Zafarwal | Narowal | Rs416,536 | Rs381,825 | Rs364,469 |
| Baddomalhi | Narowal | Rs416,536 | Rs381,825 | Rs364,469 |
| Pasrur | Sialkot | Rs416,536 | Rs381,825 | Rs364,469 |
| Sialkot | Sialkot | Rs416,536 | Rs381,825 | Rs364,469 |
| Gujranwala | Gujranwala | Rs416,536 | Rs381,825 | Rs364,469 |
Before You Buy Gold in Narowal
- Compare the shop’s rate with today’s rate on this page.
- Write every jahez piece on a signed list with its net weight and karat.
- Check the hallmark and ask for the karat in writing.
- Ask for the making charge separately from the gold value.
- Agree the kat for future exchange before paying.
- Keep all receipts together; they help when you resell or exchange later.
Gold Rate in Narowal: Frequently Asked Questions
What is the gold rate in Narowal today?
24K gold is Rs416,536 per tola and Rs357,112 per 10 grams in Narowal today, based on the APGJSA rate of 12 November 2026.
What is the 22K gold rate in Narowal?
Rs381,825 per tola today, before making charges.
How should jahez gold be recorded?
On a list signed by both families, showing each piece’s net weight and karat; 6.5 tola of 22K jahez is worth about ‘+’Rs’+F(t(22)*6.5)+’ at today’s rate.
Is it better to exchange old gold or sell it?
Exchange often costs less, because many jewellers deduct less kat on an exchange, but you still pay making charges on the new piece.
Is the gold rate in Shakargarh and Zafarwal the same as in Narowal?
Yes. Shakargarh, Zafarwal, Baddomalhi and nearby towns follow the same Sarafa rate.
What is the silver rate in Narowal today?
Silver is Rs5,578 per tola today.
Related Gold Rates and Tools
Rates are for information only and exclude making charges, kat and dealer premiums. Not investment advice. See our disclaimer and methodology. Official daily rate source: All-Pakistan Sarafa Gems and Jewellers Association rates (Business Recorder).