Home › Gold Rate by City › Muzaffargarh
Updated 13 November 2026 · Source: All-Pakistan Sarafa Association
Gold Rate in Muzaffargarh Today
The gold rate in Muzaffargarh today is Rs416,536 per tola for 24K and Rs357,112 per 10 grams, with 22K at Rs381,825 and 21K at Rs364,469 per tola. Muzaffargarh, between the Chenab and Indus rivers south-west of Multan, is the gold market for Kot Addu, Alipur and Jatoi.
Muzaffargarh Gold Rate Today by Karat
Gold rate in Muzaffargarh today: Rs416,536 per tola for 24K gold, down Rs10,900 in the All-Pakistan Sarafa Gems and Jewellers Association (APGJSA) announcement of 12 November 2026. Muzaffargarh jewellers price from this national Sarafa rate, so the base figure is the same as in Karachi or Lahore.
| Karat (hallmark) | Per tola | Per 10 grams | Per gram | Latest change |
|---|---|---|---|---|
| 24K (999) | Rs416,536 | Rs357,112 | Rs35,712 | ▼ Rs10,900 |
| 22K (916) | Rs381,825 | Rs327,353 | Rs32,736 | ▼ Rs9,993 |
| 21K (875) | Rs364,469 | Rs312,473 | Rs31,248 | ▼ Rs9,534 |
| 20K (833) | Rs347,113 | Rs297,593 | Rs29,760 | ▼ Rs9,082 |
| 18K (750) | Rs312,402 | Rs267,834 | Rs26,784 | ▼ Rs8,175 |
| 14K (585) | Rs242,979 | Rs208,315 | Rs20,832 | ▼ Rs6357 |
Updated 13 November 2026. These are gold-only prices; a jeweller’s bill adds making charges on top.
Gold Price in Muzaffargarh by Masha, Gram and Tola
Muzaffargarh jewellers bill in grams, while many buyers still describe rings and earrings in masha. One tola equals 12 masha or 11.6638 grams.
| Weight | 24K | 22K | 21K | 18K |
|---|---|---|---|---|
| 1 masha | Rs34,712 | Rs31,817 | Rs30,373 | Rs26,034 |
| 1 gram | Rs35,712 | Rs32,736 | Rs31,248 | Rs26,784 |
| 3 masha | Rs104,134 | Rs95,456 | Rs91,118 | Rs78,100 |
| 5 grams | Rs178,559 | Rs163,680 | Rs156,239 | Rs133,917 |
| 6 masha (half tola) | Rs208,268 | Rs190,912 | Rs182,234 | Rs156,201 |
| 10 grams | Rs357,119 | Rs327,358 | Rs312,478 | Rs267,839 |
| 1 tola | Rs416,536 | Rs381,825 | Rs364,469 | Rs312,402 |
| 2 tola | Rs833,072 | Rs763,650 | Rs728,938 | Rs624,804 |
| 5 tola | Rs2,082,680 | Rs1,909,124 | Rs1,822,345 | Rs1,562,010 |
Work out a Muzaffargarh jeweller’s quote
Gold Markets in Muzaffargarh
Muzaffargarh is a farming district of cotton, wheat and mangoes, and was badly hit by the floods of 2010 and 2022. Its jewellers are concentrated in:
| Area | What you will find |
|---|---|
| Main bazaar and the old city | Traditional jewellers, karat testing and repairs |
| Main roads and commercial areas | Newer showrooms with ready-made designs |
| Kot Addu and Alipur bazaars | Local markets for nearby towns |
Shop names and charges change over time, so visit at least two jewellers and ask for the gold rate and the making charge as separate figures.
Gold Rate in October 2026: High, Low and Average
Looking at the whole month helps Muzaffargarh buyers judge whether today’s rate is cheap or dear. From the 27 Sarafa announcements in October:
| Measure | 24K per tola | Date |
|---|---|---|
| Highest rate | Rs442,036 | 10 October |
| Lowest rate | Rs409,736 | 31 October |
| Average rate | Rs433,565 | 27 announcements |
| Latest rate | Rs409,736 | 31 October |
| Gap between high and low | Rs26,643 | 7.9% |
For the full daily record, see the gold price chart.
Need Cash? Selling Gold vs a Gold Loan vs Girvi
Families in Muzaffargarh often turn to their gold when cash is needed, for example after a poor harvest or flood damage. On 2 tola of 22K jewellery, worth Rs763,650 at today’s rate, the options compare like this:
| Option | Cash you get | Cost | Do you keep the gold? |
|---|---|---|---|
| Sell to a jeweller | About Rs668,194 after kat | Kat of around 12.5% | No |
| Bank gold loan | Usually a share of the gold value, set by the bank | Interest or profit rate plus fees | Yes, if repaid on time |
| Girvi (pledge) with a jeweller or lender | Often less than a bank offers | Informal charges that can be high | Only if repaid; terms are often unwritten |
- If you need the money only for a short time, a bank gold loan usually costs less than selling and buying back later.
- Avoid unwritten girvi deals: insist on a receipt showing the weight, karat, amount and repayment date.
- Selling makes sense when you no longer need the jewellery.
Selling or Exchanging Gold in Muzaffargarh
When you sell jewellery in Muzaffargarh, the jeweller values it at the day’s rate for its karat and then deducts kat, traditionally 1 ratti per masha (12.5%), for solder, alloy and wear. 24K bars from a recognised dealer are usually bought back without kat.
| You sell | Gold value today | Kat (12.5%) | Cash you receive |
|---|---|---|---|
| 1 tola of 22K | Rs381,825 | − Rs47,728 | Rs334,096 |
| 1 tola of 21K | Rs364,469 | − Rs45,558 | Rs318,912 |
| 3 tola of 22K | Rs1,145,474 | − Rs143,184 | Rs1,002,290 |
| 1 tola 24K bar | Rs416,536 | Usually none | Rs416,536 |
Compare the cash offer from two jewellers, and ask for the kat in writing before you sell. More on the deduction: what is kat in gold.
Muzaffargarh Gold Rate Trend: Recent Sarafa Rates
Over the last ten Sarafa announcements the 24K rate moved from Rs412,136 to Rs416,536 per tola (up Rs4,400). Each row is an official APGJSA rate, shown next to the world price that day.
| Date | 24K per tola | 22K per tola | Daily change | World gold ($/oz) |
|---|---|---|---|---|
| 12 Nov | Rs416,536 | Rs381,825 | ▼ Rs10,900 | $3,940 |
| 11 Nov | Rs427,436 | Rs391,816 | ▼ Rs3,400 | $4,049 |
| 10 Nov | Rs430,836 | Rs394,933 | ▼ Rs1,500 | $4,083 |
| 9 Nov | Rs432,336 | Rs396,308 | ▲ Rs3,200 | $4,098 |
| 7 Nov | Rs429,136 | Rs393,375 | No change | $4,066 |
| 6 Nov | Rs429,136 | Rs393,375 | ▼ Rs6,500 | $4,066 |
| 5 Nov | Rs435,636 | Rs399,333 | ▲ Rs9,600 | $4,131 |
| 4 Nov | Rs426,036 | Rs390,533 | ▲ Rs13,900 | $4,035 |
| 3 Nov | Rs412,136 | Rs377,791 | No change | $3,896 |
| 2 Nov | Rs412,136 | Rs377,791 | ▲ Rs2,400 | $3,896 |
For yearly figures back to 2000, see gold price history in Pakistan.
Gold Rate in Kot Addu, Alipur and Nearby Towns
Muzaffargarh district and nearby towns follow the same Sarafa base rate:
| Town | District | 24K per tola | 22K per tola | 21K per tola |
|---|---|---|---|---|
| Kot Addu | Kot Addu | Rs416,536 | Rs381,825 | Rs364,469 |
| Alipur | Muzaffargarh | Rs416,536 | Rs381,825 | Rs364,469 |
| Jatoi | Muzaffargarh | Rs416,536 | Rs381,825 | Rs364,469 |
| Chowk Sarwar Shaheed | Kot Addu | Rs416,536 | Rs381,825 | Rs364,469 |
| Layyah | Layyah | Rs416,536 | Rs381,825 | Rs364,469 |
| Multan | Multan | Rs416,536 | Rs381,825 | Rs364,469 |
Before You Buy Gold in Muzaffargarh
- Compare the shop’s gold rate with today’s rate and this month’s range on this page.
- Check the hallmark and ask for the karat in writing.
- Ask for the making charge separately from the gold value.
- Agree the kat for future exchange before paying.
- Keep receipts: you will need them for a gold loan or sale.
- Store receipts and photos away from flood-prone areas of the house.
Gold Rate in Muzaffargarh: Frequently Asked Questions
What is the gold rate in Muzaffargarh today?
24K gold is Rs416,536 per tola and Rs357,112 per 10 grams in Muzaffargarh today, based on the APGJSA rate of 12 November 2026.
What is the 22K gold rate in Muzaffargarh?
Rs381,825 per tola today, before making charges.
Is it better to sell gold or take a gold loan?
For a short-term need, a bank gold loan usually costs less than selling; selling suits gold you no longer need.
What is girvi?
Pledging gold with a jeweller or lender for cash; insist on written terms showing weight, karat, amount and repayment date.
Is the gold rate in Kot Addu the same as in Muzaffargarh?
Yes. Kot Addu, Alipur and nearby towns follow the same Sarafa rate.
What is the silver rate in Muzaffargarh today?
Silver is Rs5,578 per tola today.
Related Gold Rates and Tools
Rates are for information only and exclude making charges, kat and dealer premiums. Not investment advice. See our disclaimer and methodology. Official daily rate source: All-Pakistan Sarafa Gems and Jewellers Association rates (Business Recorder).