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Updated 22 October 2026 · Source: All-Pakistan Sarafa Association
Gold Rate in Jhelum Today
The gold rate in Jhelum today is Rs434,536 per tola for 24K and Rs372,544 per 10 grams, with 22K at Rs398,325 and 21K at Rs380,219 per tola. Jhelum, on the Grand Trunk Road by the Jhelum river, is the gold market for Jhelum district and nearby Chakwal and Dina.
Jhelum Gold Rate Today by Karat
Gold rate in Jhelum today: Rs434,536 per tola for 24K gold, down Rs900 in the All-Pakistan Sarafa Gems and Jewellers Association (APGJSA) announcement of 21 October 2026. Jhelum jewellers price from this national Sarafa rate, so the base figure is the same as in Karachi or Lahore.
| Karat (hallmark) | Per tola | Per 10 grams | Per gram | Latest change |
|---|---|---|---|---|
| 24K (999) | Rs434,536 | Rs372,544 | Rs37,255 | ▼ Rs900 |
| 22K (916) | Rs398,325 | Rs341,499 | Rs34,150 | ▼ Rs825 |
| 21K (875) | Rs380,219 | Rs325,976 | Rs32,598 | ▼ Rs788 |
| 20K (833) | Rs362,113 | Rs310,453 | Rs31,046 | ▼ Rs750 |
| 18K (750) | Rs325,902 | Rs279,408 | Rs27,941 | ▼ Rs675 |
| 14K (585) | Rs253,479 | Rs217,317 | Rs21,732 | ▼ Rs525 |
Updated 22 October 2026. These are gold-only prices; a jeweller’s bill adds making charges on top.
Gold Price in Jhelum by Masha, Gram and Tola
Jewellers in Jhelum’s older bazaars still weigh small pieces in masha, while bills show grams. One tola equals 12 masha or 11.6638 grams.
| Weight | 24K | 22K | 21K | 18K |
|---|---|---|---|---|
| 1 masha | Rs36,211 | Rs33,194 | Rs31,685 | Rs27,158 |
| 1 gram | Rs37,255 | Rs34,150 | Rs32,598 | Rs27,941 |
| 3 masha | Rs108,634 | Rs99,581 | Rs95,055 | Rs81,476 |
| 5 grams | Rs186,275 | Rs170,752 | Rs162,991 | Rs139,707 |
| 6 masha (half tola) | Rs217,268 | Rs199,162 | Rs190,110 | Rs162,951 |
| 10 grams | Rs372,551 | Rs341,505 | Rs325,982 | Rs279,413 |
| 1 tola | Rs434,536 | Rs398,325 | Rs380,219 | Rs325,902 |
| 2 tola | Rs869,072 | Rs796,649 | Rs760,438 | Rs651,804 |
| 5 tola | Rs2,172,680 | Rs1,991,623 | Rs1,901,095 | Rs1,629,510 |
Work out a Jhelum jeweller’s quote
Gold Markets in Jhelum
Jhelum is known for its military heritage and for families working in the UK and the Gulf. Its jewellers are concentrated in:
| Area | What you will find |
|---|---|
| Old city bazaars | Traditional jewellers, karat testing and repairs |
| GT Road and main commercial areas | Newer showrooms with ready-made designs |
| Dina and Pind Dadan Khan bazaars | Local markets for nearby towns |
Shop names and charges change over time, so visit at least two jewellers and ask for the gold rate and the making charge as separate figures.
Negotiating Making Charges in Jhelum
The gold rate is fixed nationally, but the making charge is where buyers in Jhelum can save. On a 2 tola 22K set, each percentage point is worth about Rs7,966:
| Making charge | Amount on 2 tola of 22K |
|---|---|
| 6% | Rs47,799 |
| 8% | Rs63,732 |
| 10% | Rs79,665 |
| 12% | Rs95,598 |
| 15% | Rs119,497 |
- Ask for the making charge per gram or per tola, not as part of a single total.
- Plain machine-made pieces deserve lower charges than hand-made designs.
- Buying a full set from one shop usually gets a better rate.
- See normal ranges in our gold making charges guide.
Gold or Silver for Small Monthly Savings?
Families in Jhelum often save a little each month in metal. Here is what Rs20,000 buys today:
| Metal | Rate today | Rs20,000 buys | Notes |
|---|---|---|---|
| 24K gold | Rs434,536 per tola | 0.54 g | Holds value well; easy to sell |
| Silver (999) | Rs6,207 per tola | 38 g | Cheaper per gram but more volatile; larger to store |
Silver prices swing more sharply than gold. Compare trends on our silver price page.
Selling or Exchanging Gold in Jhelum
When you sell jewellery in Jhelum, the jeweller values it at the day’s rate for its karat and then deducts kat, traditionally 1 ratti per masha (12.5%), for solder, alloy and wear. 24K bars from a recognised dealer are usually bought back without kat.
| You sell | Gold value today | Kat (12.5%) | Cash you receive |
|---|---|---|---|
| 1 tola of 22K | Rs398,325 | − Rs49,791 | Rs348,534 |
| 1 tola of 21K | Rs380,219 | − Rs47,527 | Rs332,692 |
| 3 tola of 22K | Rs1,194,974 | − Rs149,372 | Rs1,045,602 |
| 1 tola 24K bar | Rs434,536 | Usually none | Rs434,536 |
Compare written buy-back offers from two jewellers before selling. More on the deduction: what is kat in gold.
Jhelum Gold Rate Trend: Recent Sarafa Rates
Over the last ten Sarafa announcements the 24K rate moved from Rs442,036 to Rs434,536 per tola (down Rs7,500). Each row is an official APGJSA rate, shown next to the world price that day.
| Date | 24K per tola | 22K per tola | Daily change | World gold ($/oz) |
|---|---|---|---|---|
| 21 Oct | Rs434,536 | Rs398,325 | ▼ Rs900 | $4,120 |
| 20 Oct | Rs435,436 | Rs399,150 | ▼ Rs3,600 | $4,129 |
| 19 Oct | Rs439,036 | Rs402,450 | No change | $4,165 |
| 17 Oct | Rs439,036 | Rs402,450 | ▼ Rs1,600 | $4,165 |
| 16 Oct | Rs440,636 | Rs403,916 | ▲ Rs2,800 | $4,181 |
| 15 Oct | Rs437,836 | Rs401,350 | No change | $4,153 |
| 14 Oct | Rs437,836 | Rs401,350 | ▼ Rs3,000 | $4,153 |
| 13 Oct | Rs440,836 | Rs404,100 | ▲ Rs900 | $4,183 |
| 12 Oct | Rs439,936 | Rs403,275 | ▼ Rs2,100 | $4,177 |
| 10 Oct | Rs442,036 | Rs405,200 | ▲ Rs1,100 | $4,195 |
For yearly figures back to 2000, see gold price history in Pakistan.
Gold Rate in Dina, Chakwal and Nearby Towns
Jhelum and its neighbours follow the same Sarafa base rate:
| Town | District | 24K per tola | 22K per tola | 21K per tola |
|---|---|---|---|---|
| Dina | Jhelum | Rs434,536 | Rs398,325 | Rs380,219 |
| Pind Dadan Khan | Jhelum | Rs434,536 | Rs398,325 | Rs380,219 |
| Sohawa | Jhelum | Rs434,536 | Rs398,325 | Rs380,219 |
| Chakwal | Chakwal | Rs434,536 | Rs398,325 | Rs380,219 |
| Gujar Khan | Rawalpindi | Rs434,536 | Rs398,325 | Rs380,219 |
| Mirpur | Mirpur (AJK) | Rs434,536 | Rs398,325 | Rs380,219 |
Before You Buy Gold in Jhelum
- Compare the shop’s gold rate with today’s rate on this page.
- Check the hallmark and ask for the karat in writing.
- Negotiate the making charge separately from the gold rate.
- Weigh the piece yourself on the shop’s scale.
- Agree the kat for future exchange before paying.
- Keep all receipts.
Gold Rate in Jhelum: Frequently Asked Questions
What is the gold rate in Jhelum today?
24K gold is Rs434,536 per tola and Rs372,544 per 10 grams in Jhelum today, based on the APGJSA rate of 21 October 2026.
What is the 22K gold rate in Jhelum?
Rs398,325 per tola today, before making charges.
Can I negotiate the gold rate in Jhelum?
The gold rate itself follows the national Sarafa rate; the making charge is what you can negotiate.
Is gold or silver better for small savings?
Gold holds value more steadily; silver is cheaper per gram but more volatile.
Is the gold rate in Dina and Chakwal the same as in Jhelum?
Yes. They follow the same national Sarafa rate.
What is the silver rate in Jhelum today?
Silver is Rs6,207 per tola today.
Related Gold Rates and Tools
Rates are for information only and exclude making charges, kat and dealer premiums. Not investment advice. See our disclaimer and methodology. Official daily rate source: All-Pakistan Sarafa Gems and Jewellers Association rates (Business Recorder).